The Trustee is the official newsletter of the Kingston Trust Fund and is published every month of the school year.  The Trustee is distributed to members via and email. Hard copies are mailed to retirees without email.  Active members who would like a hard copy, please contact the Trust and provide your name/school name.

​​​Copyright © Kingston Trust Fund Plan

Kingston Trust Fund




May 2024
Vol XVII, No. 169

Healthy Eating Tips  

It's easy to feel bombarded by the latest healthy eating trend or buzzworthy ingredient. But good nutrition is really about consistently choosing healthy foods and beverages. With healthy eating patterns, it’s possible to enjoy food and beverages that reflect your preferences, cultural traditions, and budgetary considerations.
Healthy eating emphasizes fruits, vegetables, whole grains, dairy, and protein. Dairy recommendations include low-fat or fat-free milk, lactose-free milk, and fortified soy beverages. Other plant-based beverages do not have the same nutritional properties as animal’s milk and soy beverages. Protein recommendations include seafood, lean meats and poultry, eggs, legumes (beans, peas, and lentils), soy products, nuts, and seeds.
Most people in the United States need to adjust their eating patterns to increase their intake of dietary fiber, calcium, vitamin D, and potassium, according to the Dietary Guidelines for Americans, 2020–2025[. At the same time, we need to consume less added sugar, saturated fat, and sodium. Here are some ways to get started.

Bump Up Fiber 
Fiber helps maintain digestive health and helps us feel fuller longer. Fiber also helps control blood sugar and lowers cholesterol levels. Fresh fruits and vegetables, whole grains, legumes, nuts, and seeds are good sources of fiber.  
To bump up fiber, try this: 

  • Slice up raw vegetables to use as quick snacks. Storing celery and carrots in water in the refrigerator will keep them crisp longer. 
  • Start your day off with a whole grain cereal like oatmeal or food made with bulgur or teff. For even more fiber, top your cereal with berries, pumpkin seeds, or almonds. 
  • Add half a cup of beans or lentils to your salad to add fiber, texture, and flavor. 
  • Enjoy whole fruit—maybe a pear, apple, melon slice or passion fruit—with a meal or as dessert. 

Increase Calcium and Vitamin D 
Calcium and vitamin D work together to promote optimal bone health. Our bodies can make vitamin D from sunshine, but some individuals may have difficulty producing enough vitamin D, and too much sun exposure can increase the risk of skin cancer. While very few foods naturally contain vitamin D, several foods and beverages are fortified with this essential nutrient. See food sources of calcium and vitamin D. 
To increase calcium and vitamin D intake, try this:

  • Drink a fortified dairy beverage with your meals. 
  • When you pack your lunch, include a packet of salmon or can of sardines once a week. Salmon and sardines with bones has more calcium than salmon and sardines without bones. 
  • Include spinach, collard greens, Bok choy, mushrooms, and taro root in your vegetable dishes. 
  • Look for foods that are fortified with calcium and vitamin D. Soy beverages, soy yogurt, orange juice, and some whole-grain cereals may have these added nutrients. Just be sure they do not include added sugars! 

 Add More Potassium 
Potassium helps the kidneys, heart, muscles, and nerves function properly. Not getting enough potassium can increase blood pressure, deplete calcium in bones, and increase the risk of kidney stones. 
People with chronic kidney disease and people taking certain medications may have too much potassium in their blood. But most people in the United States need more potassium in their eating patterns. See food sources of potassium. 
To add more potassium, try this: 

  • Try new recipes that use beet greens, lima beans, or Swiss chard. 
  • Put some variety in your beverages with one cup of 100% prune juice or 100% pomegranate juice. 
  • Have a banana as a snack. 
  • Enjoy 100% orange juice or a recommended dairy product with your meals. 

Limit Added Sugars 
Too much added sugar in your diet can contribute to weight gain, obesity, type 2 diabetes, and heart disease. Some foods such as fruit and milk contain natural sugars. Added sugars are sugars and syrups that are added to foods and drinks when they are processed or prepared. Added sugars have many different names, such as cane juice, corn syrup, dextrose, and fructose. Table sugar, maple syrup, and honey are also considered added sugars. Sugary drinks are a common source of added sugars . 
To limit added sugars, try this: 

  • Drink water instead of sugary drinks. Add berries or slices of lime, lemon, or cucumber for more flavor. 
  • Add fruit to your cereal or yogurt for sweetness. 
  • Don’t stock up on sugary drinks and snacks. Instead, drink water and keep fruit and vegetable slices handy for snacks. 
  • At coffee shops, skip the flavored syrups and whipped cream. Ask for low-fat or fat-free milk or an unsweetened, fortified soy beverage. Or get back to basics with black coffee. 
  • Read nutrition labels and choose foods with no or lower amounts of added sugars. 

Replace Saturated Fats  
Replacing saturated fat with healthier unsaturated fats can help protect your heart. Common sources of saturated fats are fatty meats such as beef ribs and sausage, whole milk, full-fat cheese, butter, and cream cheese. 
We need some dietary fat to give us energy, help us develop healthy cells, and help us absorb some vitamins and minerals. But unsaturated fat is better for us than saturated fat. See common sources of saturated and unsaturated fat . 
To replace saturated fats with unsaturated fats, try this: 

  • Replace whole milk in a smoothie with low-fat yogurt and an avocado. 
  • Sprinkle nuts or seeds on salads instead of cheese. 
  • Use beans or seafood instead of meats as a source of protein. 
  • Cook with canola, corn, olive, peanut, safflower, soybean, or sunflower oil instead of butter or margarine. 
  • Replace full-fat milk and cheese with low-fat or fat-free versions. 

Cut Back on Sodium 
Eating too much sodium can raise your risk of high blood pressure, heart attack, and stroke. More than 70% of the sodium Americans consume comes from packaged and prepared foods. While sodium has many forms, 90% of the sodium we consume is from salt. See the top sources of sodium [PDF-226KB]. 
To cut back on sodium, try this: 

  • Instead of using salt, add flavor to your meals with a squeeze of lemon juice, a dash of no-salt spice blends, or fresh herbs. 
  • Avoid high sodium processed and prepackaged foods. Many common foods, including breads, pizza, and deli meats, have high amounts of sodium. 
  • At the grocery store, read the Nutrition Facts label to find low-sodium products. 
  • Buy unprocessed food, such as fresh or frozen vegetables, to prepare at home without salt. 

Aim for a Variety of Colors  
A good practice is to aim for a variety of colors on your plate. Fruits and vegetables like dark, leafy greens, oranges, and tomatoes—even fresh herbs—are loaded with vitamins, fiber, and minerals. 
Try this: 

  • Sprinkle fresh herbs over a salad or whole wheat pasta. 
  • Make a red sauce with fresh tomatoes (or canned tomatoes with low sodium or no salt added), fresh herbs, and spices. 
  • Add diced veggies—like peppers, broccoli, or onions—to stews and omelets to give them a boost of color and nutrients. 
  • Top low-fat, unsweetened yogurt with your favorite fruit. 

 Reprinted/ adapted from CDC Division of Nutrition, Physical Activity and Obesity 

Retiree Medicare Reimbursement Part B 

In early March, the Kingston City School District sent letters to all retirees who are Medicare eligible and are entitled to reimbursement from the district for their Medicare Part B premiums. Eligible KTF retirees must send proof of payment to the district by May 15, 2024, to receive their reimbursement. Those who submit proof will be reimbursed, including IRMAA, in two payments. The first half will be reimbursed in June and the second half in December. Acceptable proof is your Social Security Benefits Verification Statement from the Social Security Administration or a copy of your SSA 1099. Proof can be sent to Amanda Wells at the Kingston City School, 21 Wynkoop Place, Kingston, NY 12401 or emailed to  

Retiree Dental Premium Holiday
Members currently enrolled in the retiree dental plan will not receive the traditional purple dental billing in June this year. At the recent Trust meeting, the trustees vote to institute a premium holiday for the 2024-2025 plan year. New retirees should follow the instructions for maintaining health and dental benefits in retirement listed in the Welcome to Retirement letters they receive. 

June is Open Enrollment
June is Open Enrollment for health insurance coverage. The Trust has scheduled an Open Enrollment Information Session at the Mid-Hudson Regional NYSUT Conference Center 201 Stockade Drive, Kingston, on Wednesday, June 12, 2024, from 4- 6 PM. Eligible members have until June 30, 2024, to make any changes.   

Medical Equipment
Do you have any gently used medical equipment (wheelchairs, walker, crutches, shower stools, etc.) that you don’t know what to do with? Do you need to borrow any such equipment for yourself or a family member in need? If so, the Trust has a place where you can donate or borrow available durable medical equipment (DME). Please contact the Trust Office at (845) 33805433 or email the Trust at 

Returning From Leave
Active members who are returning from a leave of absence are reminded that they must notify the KTF Trust Fund in order to reinstate their Health and Dental Insurance. Please email with your date of return.  

Medicare Health Claims

Recently several providers and some members have reached out regarding unpaid medical claims for Medicare primary members. This delay in paying claims is due to a problem Medicare experienced in February. Once the Trust receives the claims from Medicare, they will be processed in a timely manner. We appreciate your patience with this matter.  

In Memoriam

 Floyd McCormick          Emiy Roosa