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Kingston Trust Fund

The Trustee is the official newsletter of the Kingston Trust Fund and is published every month of the school year.  The Trustee is distributed to members via ktfesp.org and email. Hard copies are mailed to retirees without email.  Active members who would like a hard copy, please contact the Trust and provide your name/school name.




February 2024
Vol XVII, No. 166

February is heart health awareness month. Many people believe heart disease is an older person’s problem, but in reality, heart issues and heart disease can strike anyone. Heart disease is the leading cause of death in the United States. One in five deaths is due to heart disease, even though the disease is largely preventable.[1] It is important for everyone – adults and children to practice heart healthy lifestyles.

Keeping your heart healthy starts with living a heart-healthy lifestyle. Knowing what causes heart disease, what puts you at risk for it, and how you can reduce those risks can help you make informed decisions to protect your heart and keep it strong.

Want to test your knowledge? Take this short Heart Smart Quiz:

Heart Smart Quiz

  1. True or False? High blood pressure is also known as hypertension and occurs when your blood pressure is consistently 130/80 mm Hg or higher.
  2. True or False? Your body mass index, or BMI, shows if your weight is in a healthy range for your height and is one measure of your future risk for heart disease.
  3. True or False? Cholesterol helps make hormones, vitamin D, and substances to help you digest foods. Your body needs it for good health, but in the right amounts.
  4. True or False? Eating lots of vegetables, fruits, and whole grains, using fat-free or low-fat dairy products, and limiting foods high in saturated fat or sugar-sweetened beverages are all part of a heart-healthy diet.
  5. True or False? Not getting enough sleep or getting poor quality sleep on a regular basis increases the risk of having high blood pressure, heart disease, and other medical conditions.
  6. True or False? To strengthen their heart, adults should aim to get at least 150 minutes of moderate-intensity aerobic activity such as brisk walking each week.

If you answered yes to all the questions above- you are correct! Knowing your own risk factors for heart disease can help guide your lifestyle choices.

Just as important is knowing your numbers. Your weight, waist size, blood pressure, cholesterol, and blood sugar levels all affect your heart. If they are not where they should be, make a pledge to begin improving them. Talk to your healthcare provider and be sure you understand what the numbers represent.

 Adding more physical activity to your daily routine, eating a heart-healthy diet, managing stress, getting enough quality sleep, and not smoking can put you on the path to better heart health.

Learn more about heart disease prevention from The Heart Truth® at www.hearttruth.gov and download the Heart Smart Basics fact sheet to improve your knowledge about heart health.

It is never too early to take proactive steps toward a healthy heart. Knowing your numbers and understanding what they mean and following a heart healthy lifestyle can vastly improve your chances for life-long heart health.

Taken/ adapted from www.nhlbi.nih.gov/education/american-heart-month#.

[1] https://www.cdc.gov/heartdisease/facts.htm

Travel Insurance

As Spring break and the travel season approaches, everyone is reminded to get travel insurance if you are traveling outside of the continental United States. International Travel insurance is relatively inexpensive and can save you thousands of dollars in the event you have a medical issue while traveling. Your Trust insurance will cover you, but if your costs exceed what the plan pays, you will be responsible for all the additional costs. The Trust has no control over out of network or out of country costs. Travel Insurance is a worthwhile investment for your trip! You can get travel insurance which includes health coverage and trip protection inexpensively through several companies. One that several members have used is InsureMyTrip.com.


Issue with Dates of Birth
Several members have reported being told by providers that their dates of birth are wrong in the system. This has occurred when providers are checking eligibility for the members. Providers use various third-party systems to verify information, which may be the problem. To date all members who have reported this issue were found to be listed correctly in our system.

Important Reminder for all Members
It is imperative to notify the Trust Office of any status changes (marriage, divorce, legal separation, births, deaths, dependents, dependent age 26, address, child custody, disability, active/retired), and any condition affecting special programs, such as diabetes, prenatal, infertility, and weight loss. Failure to do so can be costly to the member and may even result in loss of benefits. Please send updated information to enrollment@ktftrustfund.com  or call the Trust office at 844-583-3863.

In Memoriam

 John (Jack) Finch